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Easy Financing, Furniture Leasing and FREE Layaway Information

Interested in Financing or Leasing?

Not many stores offer flexibility with payment methods for your home furnishing and bedding needs.

We want you to get the very best possible name brand furniture and bedding for the lowest price and with the financing, leasing or layaway terms that are best for you.

Over 98% Approval Rate – Almost Everyone Instantly Approved!

Easy To Apply For AND All Our Financing Plans are FREE TO APPLY. Just fill out a short application asking simple questions to insure you are employed (or steady source of income), bank account information (online banking info) and current residence.

Secured automated systems then either approve or disapprove your application. Most are immediately Approved! But even if you get turned down initially online – No Worries!

Been Turned Down Before? Online applications are read by computers and sometimes it takes a human to intervene on your behalf and correct errors or bad online decisions.

That is what we do – We get you financed! We can reverse up to 99% of disapprovals in minutes and we can get you financed!

Many disapprovals are simply typos or the automated systems not understanding the information you provide. Our In-Store Financing Associates can straighten out the issues whatever they may be. Our strong relationship with these companies insure we can get a direct line into the company and more importantly, to the people that can get you approved. We insure that you get the best financing for you. Come in and let us help you.

We offer many different companies but most do not offer online applications. In-store easy applications available also offering many more programs and plans.

So Apply Online Now or Come into the Store!

Our Financing Options

Our financing options are easy to qualify for and take literally only minutes to complete. And you will be able to take your furniture home with you today.

You can apply online or in the store, giving you flexibility and convenience. We offer No Credit Needed, Same As Cash Financing, No Down Payment Financing, No Credit Needed Leasing and Conventional Financing Plans.

Our leasing options are easy as well. And you will be able to take your furniture home with you today just like financing or cash purchases. You can apply online or in the store.

Our financing options have over a 98% Approval Rate. So if you have been turned down elsewhere, give us a few minutes and you can be approved.

Our financing plans will even report positive payment history to your credit report or provide you the information so you can post it yourself; allowing you to establish/repair your credit score.

It is not just financing, but you can also take charge of your credit score and finances.

You can finance one piece of furniture up to a complete home with one simple credit application. Payments can be scheduled weekly, bi-weekly, bi-monthly, or monthly: whichever is most convenient for you. Our financing plans even offer options to pay with No Interest Charges (Same As Cash), which allows you to pay off your purchase for the purchase price avoiding paying interest.


We offer all the same plans:

  • No Payments for Up To One Full Year.

  • Same As Cash Financing.

  • No Credit / Bad Credit is OK.

  • No Credit Needed Financing.

  • Leasing to Purchase Options.

  • Free Layaways and more…


Finance/Leasing plans available from several different finance companies.

You can apply to several different financing sources and take the best financing and/or  plan for you.

Your sales person will discuss our financing options and explain in whatever detail you need – allowing you to find the perfect financing plan for YOU!


Our Layaways are just as simple as our financing plans.

So Simple and FREE!

FREE Layaways on all furniture, mattress, and decor items – but only in our Tampa Showroom. Our apologies, but layaways are not offered online.

No interest charges or hidden fees AND you can take up to ONE FULL YEAR to pay off.

Choose the furniture or mattresses you want or need. You make a small first payment to Start your Layaway and to Lock-In your price. You make payments, at your own pace for up to One Full Year FREE. Once your layaway is paid off, you take your furniture home. At your Pace with no scheduled payments – No Contracts – Simple – Easy.

If the item you placed in layaway goes off sale or is priced higher before you pay-off your layaway, you still pay only the price you Locked-In originally. Great way to save money!

Layaways are FREE: No Small Print / Conditions, No Layaway / Stocking Fees, No Interest Charges, No Hidden Fees / Extra Charges, No Processing Fees and No Dealer Fees.

Everything for your Home can be placed on LAYAWAY: Ashley Furniture Bedrooms, Ashley Furniture Living Rooms, Beauty Rest, Michael Amini Fine Furniture, BobKona and LizKona, Affordable Furniture, Home Elegance, Discovery World, European Style Furniture(ESF), King Koil, Sleep Inc., Kingsdown, CramCo, Acme Furniture, Delta Manufacturing, Gran American, Coaster, Powell, Steve Silver, Panama Jack, Corsicanna Bedding and more…


Why do we do it?

We know that offering the largest selection of NEW Name Brand Furniture, bedding, and home decor for the very lowest price – will keep us in business for years to come.
We know that if we offer the same options as the big chain stores: delivery, delivery with setup, and financing – all for less – will keep us in business for years to come.
We invite you to shop with us for years to come.
We hope we earn the right to become your
Hometown Furniture, Mattress, Appliances, TVs, Electronics and Home Decor Store!